Legal Information - Consumer and Debt FAQ's

This page offers answers to questions most frequently asked by our clients regarding Consumer and Debt issues.

Read our tip sheets:  

    •  Collection Agencies  •  Credit Score •  Identity Theft  •  Wireless Service Contracts

To apply for financial help with energy bills see our LEAP and OESP Tip Sheets or visit the Ontario Energy Board page for low-income customers for more information on these programs.

View past webinars on consumer issues such as:

         •  Cell Phone Contracts •  Collection Agencies •  Credit Reports
         •  Door to Door sales •  Energy Re-billing   Motor Vehicle Dealers Act 
         •  Motor Vehicle Repairs  Pay Day Loans Act  •  Telephone & Mail Agreements


Q: Can I get out of an energy contract? 

Q.  When can my goods be repossessed?

Q.  What is my credit rating?

Q.  How do I find out about my credit rating?

Q.  How can I repair a bad credit rating?

Q.  What is a collection agency?

Q.  What if I am being treated unfairly by a collection agency?

Common Questions from Your Legal Rights


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